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Low Florida Mortgage Rates available by comparison shopping with our
approved Florida
Mortgage Lenders and Florida Mortgage Brokers - No interest rate games, full disclosure
and a complete Good Faith Estimate of Florida Closing Costs. Click
Here for details.
Florida Mortgage Rates Updated 07/03/2008 05:11 AM
| Program | Wholesale* | Retail* | Lowest Rate* | APR from | APR to | Max Loan |
| 30 Yr Fixed | 6.250 | 6.375 | 5.250 | 5.831 | 6.389 | 417,000 |
| 15 Yr Fixed | 5.875 | 6.000 | 4.875 | 5.643 | 6.031 | 417,000 |
| 20 Yr Fixed | 6.125 | 6.375 | 5.125 | 5.984 | 6.400 | 417,000 |
| 40 Yr Fixed | 6.500 | 6.750 | 5.625 | 6.172 | 6.767 | 417,000 |
| 5/1 ARM | 5.375 | 5.750 | 4.875 | 5.375 | 5.768 | 417,000 |
| Jumbo 30 Yr | 7.125 | 8.000 | 7.125 | 7.375 | 8.011 | 999,999 |
| Jumbo 15 Yr | 7.125 | 7.250 | 6.625 | 6.933 | 7.267 | 999,999 |
+++++++ Option ARM Rates +++++++ |
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| Index | Start Rate | APR | Term | Max Loan | ||
| **** | **** | **** | **** | ******* | ||
| **** | **** | **** | *** | ******* | ||
| What is an Option ARM? - How does an Option ARM work? | ||||||
Many other rates and terms available - Email for details |
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| Rates are subject to change. Minimum loan amount $100,000 | ||||||
| All Fixed Rate Loans are available on a bi-weekly basis resulting in significant savings. | ||||||
*Definitions: "Wholesale" Lowest rate available without paying points, full closing costs paid by borrower, great for holding the loan for 5 years or more. "Retail" Great for holding the loan for less than 5 years, slightly higher rate, lower closing costs. "Lowest Rate" The lowest rate available with points, results in the minimum monthly payment, highest closing costs. Your personalized Total Cost Analysis will provide full details. |
| Rates shown above are for conforming rate and term purchase loans from $250,000 - $417,000 and jumbo purchase loans from $417,001 - $650,000, existing single family home, primary residence with a loan-to-value of 80%, full documentation 30-day rate lock period. Many other rate and terms are available including loans for refinance, condo's, townhomes, investments and more. For more specific information simply Click Here Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. Click Here for a mortgage rate with less than perfect credit. |
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